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Workers’ Compensation Coverage

offers you the opportunity to control your costs. Through group self-insurance, members of ForestFund own and control their own workers compensation program. The members of the Board of Trustees are Alabama Forestry Association members and ForestFund participants. The board establishes policy, sets rates and an experienced administrator oversees the management of the program. With members working together for ForestFund’s success, good performance can be rewarded with dividends. You don’t get that from any competitors.


The cost of Workers’ Compensation Coverage doesn’t have to break you…Costs can be controlled through ForestFund!

Competitive Rates

Rates approved by the Board of Trustees make ForestFund extremely competitive with other markets; markets that have NEVER and will never return a dividend. There are other programs and insurance companies that provide workers’ compensation coverage but they can't match up to ForestFund which has a proven track record of stable rates, extraordinary service and consistent dividends? ForestFund is managed by a Board of Trustees and an administrator with years of experience and knowledge under their belts while commercial insurance companies operate soley with a profit motive.

There have been a number of companies offering Workers’ Compensation coverage to the forest products industry that have come and gone over the years, but ForestFund is the only reliable source that has been here through the good and bad times.

Controlling Costs

  • ForestFund has the lowest administrative costs in the business.
  • Medical costs are controlled through a statewide network of health care professionals. Our affiliation with the Alamed preferred provider organization makes these savings available to every member.
  • Stringent Loss Control efforts place emphasis on Drug Free programs and OSHA compliance. Department of Industrial Relations certified Drug-Free Workplaces receive a discount.
  • Loss Control personnel help implement safety programs designed to prevent accidents from occurring.
  • Highly trained claims professionals work with employers and injured workers to expedite a return to work as promptly as possible.
  • Trained investigators research claims to determine actual facts and circumstances surrounding serious or questionable injuries.
  • Claims that are not owed are denied and aggressively defended to protect our members’ loss ratios.
  • Employers are given timely reports on the cost and progress of the claim.
  • A toll free telephone number facilitates communication between the employer and the Service Company.

Decades of Service

ForestFund is in its fourth decade of providing a secure, dependable workers compensation market for employers who harvest, transport, manufacture, buy or sell forest products. With over 800 members contributing more than $18 million annually, ForestFund has returned dividends to qualifying members totaling more than $66 million.

Workers’ Compensation: The law requires it. ForestFund provides it.  General Liability quotes are also available upon request.

For more information contact Kelly Daniel at (334) 495-0024 or by email .


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